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What is the IOS procedure?

The IOS procedure is an administrative procedure for the recovery of undisputed monetary debts. The procedure is initiated by a demand for payment (served by a bailiff). This procedure only applies to B2B relations. The advantage of the IOS procedure is that an enforceable title can be obtained without having to go through the courts. This therefore saves you time and money.

What if the debtor ignores the payment demand?
The debtor has a period of one month to react. If he does not, it is assumed that he does not dispute the debt. The procedure will therefore continue. Specifically, eight days after this period, the bailiff will draw up an official report of non-contestation. If the report is declared enforceable by a magistrate, it can be used to start the enforced recovery procedure.

What if the debtor contests the payment demand?
The debtor must then state the reasons for challenging it within a period of one month. The motivated contestation stops the IOS procedure. As a result, the creditor can only recover the debt through the conventional courts.


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